Broker Check

1150 Raritan Road
Suite 201
Cranford, NJ 07016

Michael Schwartz

(908) 709-0020 x120

 

Client Intention Statement



Purpose:

  • Achieve financial success, security, and freedom by:
    • Co-creating your maximum wealth potential
    • Protecting your economy from threats, risks, and eroding factors
    • Having a vision and strategy based in scientific economic principles

Principles:

  • Steps to wealth success and creating optimal personal economy:
    • Maximum wealth protection in all areas at minimum cost
    • Save 20-30% of gross income every year
    • Optimize liquidity to meet financial commitments
    • Manage debt properly
    • Build safe/protected money, and capital growth assets
  • Macroeconomic organization and balance of your personal economy (Living Balance Sheet®)

Promises:

  • All recommendations designed to achieve your personal objectives and goals
  • All recommendations made with minimal change to your:
    • Lifestyle
    • Ability to save
    • Cash flow
    • Will only enhance your future financial outcome
  • Scientific approach: strategies verified by fact, not opinion
  • Plan works under all foreseeable circumstances

Confidentiality, Shared Commitment and Transparency:

  • All conversations, information, and data is confidential, protected, and secured
  • Dual commitment: Our work is only as strong as your follow-through
    • Our commitment to your success:
      • Make everything as easy as possible for you—just show up for meetings
      • Oversee all parts of your planning
      • Team approach and coordination (My team and your team; specialists)
      • Ongoing service
    • Requires your commitment to yourself:
      • Mutual 100% level of care for your financial success
      • Open communication: honesty, questions, and updates
      • Coachable, open-minded, responsible, willing to follow professional advice
    • If you understand and approve of the strategies we discuss, trust you to implement the recommendations through us
    • Full transparency—my family’s Living Balance Sheet® is open for you to view

Empowering Others:

  • Our mission—create maximum value for as many successful, caring, and responsible people as possible
  • “Pay it forward”—if you find value in our work, would you be open to sharing your experience with the most successful people you know and care about?

The Living Balance Sheet® and The Living Balance Sheet® Logo are service marks of The Guardian Life Insurance Company of America® (Guardian), New York, NY. © Copyright 2005-2019 Guardian.